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Foreclosure news
Foreclosure Rates: For a variety of reasons, foreclosures are at their highest rates in over 50 years and, like all things real estate, the level of foreclosure activity varies greatly depending upon location
Preforeclosure: If you are behind on payments for 30 days, your loan is in default. After 90 days, a "90 day Notice of Default” (N.O.D.) is documented in public records at your local courthouse.
Credit Consequences: A foreclosure on your credit report will impact your ability to borrow money for 7 to 10 years and is worse than filing for bankruptcy. It can also negatively affect insurance premiums, employment eligibility, and deposits on utilities.
Short Sale: While an unfortunate experience for a property owner, a short sale is when a property is sold for less than the amount owed on it. For investors, a short sale may be an excellent buying opportunity.
Foreclosure Listings: The increase in foreclosures will cause more downward pressure on real estate prices and result in greater buying opportunities. Whether you're a first time home buyer, an investor or purchasing your retirement home, a distressed property may offer you an excellent opportunity. Find foreclosed properties that meet your price and neighborhood specifications.
