Trans Union is a market leader in the credit report industry. Also known as a credit bureau, it is considered to be among the “Big Three” credit reporting agencies. They provide credit and fraud-prevention data as well as information-based solutions. With a solid history of more than 30 years of proven business and financial intelligence experience, the TransUnion credit reporting agency can send you your personal credit reports in minutes in response to your online request.

Trans Union Credit Reports
The consumer can request an online TransUnion, free credit report for a credit check (you must meet their online criteria first, which is accessed on their site.) If you would rather order a copy of your credit report by phone you can easily charge it to your major credit card. You can expect to wait a good week for it to arrive. Of course, ordering your credit report online will net you the results you want within seconds.

A smart consumer will order their credit report from all three major credit reporting agencies. Keep in mind that if an error exists on even one of the reports, this can negatively affect your chances of getting the apartment or house you want.

You May Qualify for a Free Credit Report
The Fair Credit Reporting Act entitles you to a free credit report if you are:

• Unemployed and intend to apply for employment within 60 days;
• Receiving public welfare assistance;
• A person who believes your credit file contains inaccurate information due to fraud; or
• A person who has been denied credit or insurance in the past 60 days.

 

 

 

 

 

 

 

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